Crime & Cyber Insurance
Burglary and traditional break-in thefts are now less frequent than “Cyber Crime”. The definition of Cyber Crime can vary, but it can involve deception, the obtaining of data from computers or smart-phones and the taking of money by electronic means.
A traditional Insurance programme will insure against “Theft”, which will normally require a break-in, or “Forcible or Violent Entry or Exit” from your premises.
The number of thefts from business which fits this traditional model has reduced dramatically.
At the same time, the increasing risk of deception theft, data theft, insider theft and other emerging crimes is a significant challenge for business. These events are now far more likely to severely impact your business then a burglary break-in.
Although generally not covered by traditional Package or Commercial Combined insurance policies, there are solutions, and premiums for Small Businesses can start from £50 per month.
Contact us for more information and for a quote for your business.